Axos Bank is an American federally chartered direct bank headquartered in San Diego, California. It is the main consumer brand of Axos Financial. Founded and headquartered in San Diego, California, Axos has offices in Los Angeles, California; Laguna Hills, California; Las Vegas, Nevada; Salt Lake City, Utah; Kansas City, Kansas; and Columbus, Ohio. The bank has three branches located in San Diego, California; Las Vegas, Nevada; and Columbus, Ohio.

Axos Bank checks all of the boxes. It keeps its fees low and its APYs high. The minimum deposit requirements are reasonable. And customers have access to approximately 91,000 ATMs throughout the U.S., with unlimited domestic ATM fee reimbursements for out-of-network ATM use.

Plus, Axos offers 24/7 customer service (including Thanksgiving Day and Christmas Day) via phone and secure online messaging. The site also has a live chat feature available during regular business hours.

Axos does well on the mobile banking front, too. The bank’s app is well-rated on the App Store and Google Play and allows users to take care of basic banking needs on the go.

Axos offers five different checking accounts, one savings account, one money market account and CDs with terms that range from three months to five years. Its mobile app gets 4.7 stars out of 5 on the App Store and 4.4 stars out of 5 on Google Play.

Most accounts also come with ATM cards. Customers have access to over 90,000 fee-free ATMs across the U.S. Many Axos Bank deposit accounts feature some form of ATM fee reimbursements for out-of-network ATM use.

Customers also have access to Evo, Axos Bank’s virtual financial assistant, through the mobile app or online account. Evo provides answers to common banking questions and can help you quickly manage your accounts.

According to Forbes and en.Wikipedia. Source of photo: internet